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Anyone with an IRA knows that at age 70-and-a-half, you are required to begin taking distributions that count as taxable income, every year. It’s called a Required Minimum Distribution or RMD. But did you know that instead of incurring income tax with your RMD, you can use your RMD to

When I was a little girl my father was always the quiet, recluse type. My mother was the outspoken, take charge piece to their unit. I remember this one occasion hearing my parents making a fuss. This was one of the only two times my father ever raised his voice

Caring for aging parents or ailing relatives is one of the most challenging and rewarding jobs. So often, the position is unrecognized and unappreciated. September is National Self-Care Awareness Month, and FSL would like to remind caregivers to take care of themselves. Self-care is often neglected, but it is an

Breaking news on making donations for Arizona $1 for $1 tax credits!   On August 23rd, the IRS released new rules limiting charitable donations and state tax credits.  Previously, when you made a donation that qualified for an Arizona $1 for $1 tax credit you received a state tax credit

Who would have thought that Craigslist Cassie would actually be of some assistance? Please be clear, that I am placing emphasis on some. However, the place we are at with my parents allots for assistance from any source we can get it. Believe it or not, Cassie was extremely instrumental

How you helped Emma find the missing pieces of her life. Despite the promises of social media and the like, people need time with people. Sharing stories and news with friends in an intimate setting has no real substitute, though there are plenty of distractions available to try and fill

It’s a popular plot in the TV world. A non-profit is in trouble. Without significant financial help, it will be forced to close its doors forever – leaving the people it serves helpless. But then, right before all is lost, a humble, yet generous, donor writes a check and saves

According to the U.S. Energy Information Administration, the average monthly electricity bill in Arizona is $120.51. It certainly doesn’t need to be that high. There are multiple methods you and your family can incorporate to save electricity this summer. Here are 19 tips how. Have your air conditioner serviced yearly

I would love to start today off with some the details about the awesome weather and breathtaking scenery, however, there’s more pressing news to get to. Surprisingly, it’s not another horror story about my parent’s incompetent housekeeper, Craigslist Cassie.  It’s not even another account of how my siblings continuously toss

June is Alzheimer’s and Brain Awareness month, and June 21st is The Longest Day – a day we raise awareness for Alzheimer’s and other dementias.  On this day, the FSL team will be wearing purple to show our support.  The staff of the Alzheimer’s Association Desert Southwest Chapter will be

Managing medications can be complicated, but it’s incredibly important. Use these tips to safeguard your health when taking prescription (and over-the-counter) medications: Take medication at the same time daily. Take medicines before/after another memorable activity. For instance, always take your medicine after brushing your teeth in the morning, or take

There is no typical person for this job.  No type of background or past experience you might possess that will necessarily distinguish whether this path is or is not for you.  Yes you can make your own schedule; yes you can be your own boss; but at the end of